Is my solvency going to be checked?

Netherlands & Belgium

The Cloakroom would like to offer its clients the best possible solution to try on outfits in the comfort of their own home, without having to pay all the goods beforehand. In order to possibly approve the customer for the payment method 'invoice', The Cloakroom assigns a credit check to Alektum Group. The credit agency receives the name, the date of birth and the address data of the client. In return the credit agencies send The Cloakroom a probability value concerning a credit deficit ('score') and, if existent, information about possible negative effects on the payment performance (e.g. an ongoing collection process) as well as stored address and identity information (e.g. 'identity checked'). Negative scores can prompt The Cloakroom to not offer certain payment methods or to demand a preauthorization (reservation) in the amount of €100 on the credit card before the actual purchase. Additional information concerning this topic can be found in our terms and conditions under point 7.5 and in our privacy policy under point 6. If you don’t wish to have a solvency check carried out, select 'credit card' as the payment method when you order.

Sweden

The Cloakroom would like to offer its clients the best possible solution to try on outfits in the comfort of their own home, without having to pay all the goods beforehand. In order to possibly approve the customer for the payment method 'invoice', The Cloakroom assigns a credit check to Alektum Group. The credit agency receives the name, the date of birth and the address data of the client. In return the credit agencies send The Cloakroom a probability value concerning a credit deficit ('score') and, if existent, information about possible negative effects on the payment performance (e.g. an ongoing collection process) as well as stored address and identity information (e.g. 'identity checked'). Negative scores can prompt The Cloakroom to not offer certain payment methods or to demand a preauthorization (reservation) in the amount of 1000 kr on the credit card before the actual purchase. Additional information concerning this topic can be found in our terms and conditions under point 7.5 and in our privacy policy under point 6. If you don’t wish to have a solvency check carried out, select 'credit card' as the payment method when you order.

Denmark

The Cloakroom would like to offer its clients the best possible solution to try on outfits in the comfort of their own home, without having to pay all the goods beforehand. In order to possibly approve the customer for the payment method 'invoice', The Cloakroom assigns a credit check to Alektum Group. The credit agency receives the name, the date of birth and the address data of the client. In return the credit agencies send The Cloakroom a probability value concerning a credit deficit ('score') and, if existent, information about possible negative effects on the payment performance (e.g. an ongoing collection process) as well as stored address and identity information (e.g. 'identity checked'). Negative scores can prompt The Cloakroom to not offer certain payment methods or to demand a preauthorization (reservation) in the amount of 700 kr. on the credit card before the actual purchase. Additional information concerning this topic can be found in our terms and conditions under point 7.5 and in our privacy policy under point 6. If you don’t wish to have a solvency check carried out, select 'credit card' as the payment method when you order.


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